Optime … an easier way to enjoy your life


Optime is a Package of exclusive services and benefits designed to suit your dynamic life in addition to special rates on different banking products.


  1. Always feel safe with our Free Road Assistance service to enjoy the ride alone or with your family
  2. Get things done with Optime cash granting you quick cash up to 50K EGP available each year to cover your ongoing needs
  3. Stop the hassle with:
    1. Free Estak service giving you 2 monthly outgoing transfers in EGP to any bank in Egypt
    2. Easy day-to-day banking on the go with the Online and mobile banking to have access your accounts, transfer money, pay bills, settle loans and cards balances, and much more
  4. Optimize your capacities with:
    1. Free Gold Debit card with special offers on your purchases.
    2. Special Gold credit card with credit limit up to 50K EGP and special fees
  5. Special pricing:
    1. 30% discount on cash/car loans admin fees
    2. up to 25% discount on insurance products from Allianz
    3. Special rates for Time deposits

You can enjoy the benefits of Optime Package for free if you maintain Savings or investment with Credit Agricole of at least 80,000 EGP Or monthly income/inflows of at least 7000 EGP (or equivalent in FCY)

Apply now ONLINE and Get:

  • Daily account with a return of 8% on your savings without opening fees or administrative expenses and without a limit.
  • Free SMS Alert Service for the first year


**All terms and conditions apply**
**Highest level of security is applied to secure all your personal information **